What is ICHRA?
An Individual Coverage HRA lets you reimburse employees — tax-advantaged — for coverage they pick themselves, instead of choosing one group plan for everyone.
For Employers & HR
Get the best for your employees — without the benefits headache.
Offer individual coverage your people actually choose, back it with a concierge that guides every step, and give HR the roll-ups you need — with personal health information kept private.
Research hub
Individual coverage, made approachable
Start with the basics, then let the concierge do the heavy lifting for your team.
Why offer individual coverage
Predictable, defined-contribution budgeting for you; real choice and portability for your people. Coverage that fits each life, not a one-size-fits-all plan.
The concierge guides the process
Employees don’t go it alone. The concierge explains options, finds providers, checks drug coverage, and walks each person to election in Enrichly.
What HR gets — and what stays private
- Roster & eligibility — who’s eligible, who’s enrolled, who’s pending.
- Contributions — track defined-contribution amounts and status at a glance.
- Enrollment progress — nudge the process along without chasing paperwork.
- Personal health information masked — HR sees status roll-ups, never a member’s clinical or plan-specific detail.
Privacy is the default. Members’ coverage questions are answered privately by the concierge. HR visibility is deliberately limited to what HR needs to administer benefits.
Your Broker stays central. BeneBounce services members day to day; your Broker keeps the relationship, advice, and oversight.
Easier for everyone
Less busywork for HR, better support for your people
Give your team a concierge that guides them through coverage, providers, and prescriptions — while HR gets the roll-ups it needs with personal health information kept private. Simple to run, and one tap to a licensed advisor whenever a person is wanted.
24/7
Concierge availability for members
PHI
Masked in every HR roll-up
1 tap
To a licensed advisor
For HR leaders
Employer questions
What is ICHRA?
An Individual Coverage Health Reimbursement Arrangement lets an employer reimburse employees, tax-advantaged, for individual health coverage they choose themselves — instead of the employer picking one group plan for everyone.
Will HR see employees’ health details?
No. HR sees roll-ups for eligibility, enrollment status, and contributions with personal health information masked. Members’ clinical and plan-specific details stay private to the member and the concierge.
Is BeneBounce hard for HR to administer?
No. The concierge guides your people through the whole process, and HR gets clear roll-ups for eligibility, enrollment, and contributions — with personal health information masked. It’s designed to take work off HR’s plate, not add to it.
Do we still need a Broker?
Yes — your Broker stays central. BeneBounce services members day to day and escalates to a licensed advisor, while your Broker keeps the relationship and oversight.